No SSN Required
Low Interest Rate
Get Approved in One Day
That’s why we look beyond credit history with our innovative underwriting system.
College students and professionals can start the application online without a credit history, social security number, or cosigner. Besides American citizens, we are also happy to accept applications from:
* State restrictions may apply.
† To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.
‡ To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.