Loan amount starting from $5,000 *

12 60
Monthly payment
$ N/A /month
Loan amount Term APR starts at
$N/A N/A N/A
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Checking your rate will not affect your credit score.

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Loan amount from $1,000 to $3,000 *

12 36
Monthly Payment
$ N/A /month
Loan amount Term APR starts at
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Checking your rate will not affect your credit score.

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You Are More than A Number in A Credit Report

That’s why we look beyond credit history with our innovative underwriting system.

We evaluate your educational background, banking, and earning potential to provide you financing with the lowest rate possible.
With a Boro car financing, you can finance a new or used car, or refinance a car loan that you currently have.
Personal financing from Boro can be used to fund items such as a new laptop, classes, outstanding debts, vacations, and much more.
Boro car and personal loans are available for all college students, regardless of their origin.

Our Customer Base is Growing Quickly

196
Universities and Colleges

Universities and Colleges

Including undergraduates, graduates, PhD students, postdoc students, research associates, etc.
Start an application now
31
States Were We Operate

States Where We Operate

From NY to CA, WI to TX, WA to FL, and more. We are expanding, so check here to see if your location is within coverage.
86%
No Previous Credit History

No Previous Credit History

We understand international student financing. Get a loan with no SSN, cosigner, or credit history.
Browse International Students

Application Process

1. Find a Car and Apply Online

Choose a car from the dealership and complete your car loan application at Boro see Eligibility

2. Sign Loan Agreement

Get approved (in as little as two business days). Upload the required documents and e-sign the loan agreement

3. Drive It Home!

Make a down payment at the dealership and pick up your car!

1. Choose a Product and Apply Online

Choose the product you want to finance and complete your credit application online

2. Sign Loan Agreement

E-sign your loan agreement upon approval and set up your automated monthly payment

3. Get Your Funding

Money will be deposited into your bank account as soon as the same business day

Everyone Deserves to Build Credit and Establish Financial Security in the U.S.

College students and professionals can start the application online without a credit history, social security number, or cosigner. Besides American citizens, we are also happy to accept applications from:

F-1 holders
L-1 holders
OPT holders
J-1 holders
H1B holders
O-1 holders
Green card holders

Read more about international students

Hear from Our Customers

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  • Neel 9969ab68361eaf5c35595c129cbcdc87b4b20837600304c9b27503f540b5d1ad
    " If you plan to buying a car, then call Boro. Most other financing companies could not look past my credit history and student visa status, while Boro worked really hard to provide me with a competitive rate. That’s how I get a car financing on F1 Visa even though I have no credit history in the United States. Thank you Boro!!! "
    Neel P.
    University of Texas Dallas
  • Ziwei 04907194e4c823074fdfd41c5ce430f0b19a0f4bce619b5cc055d16de6288a03
    " It is really great to see that we have company like Boro specifically offer auto loan for international students. I really appreciate Boro’s professionalism, efficiency and great customer service. They are the reason I was able to finance my first car in the U.S.. I also see my credit score improved a lot after several months and that is great for my future education plans! "
    Ziwei L.
    Mercer University
  • Vanessa 0022e66bc397bd58f2972bc7cae5e004953d27a3f8c1d9f056e946e305a09a2e
    " Boro makes their decisions based on our grades, responsibility and demonstrated the ability to pay. They celebrate our situation as temporary immigrants. My application was very easy and self-guided. In a short time, the underwriting team contacted me and asked reasonable questions. My choice for Boro turned out to be extremely rewarding. Solid customer service and reliable financial company. "
    Vanessa L.
    Roosevelt University

* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.

To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.