We are committed to providing affordable and convenient financing solutions to those who are denied credit by traditional lenders. By leveraging alternative data and machine learning techniques, we are revolutionizing the consumer financing industry.
We started our journey as an auto lending platform for international students in 2015. After talking with our customers, we realized that domestic students, young professionals, and new immigrants could all benefit from our products. So, we evolved into a data-driven consumer lending platform providing auto loans, personal loans, and auto leases for anyone without enough credit history to borrow from traditional lenders.
While other companies focus on credit scores, co-signers, and social security numbers, we promote equality by taking a holistic view of each customer’s academic and financial history. We give domestic and international students the opportunity to build credit history early in life, leading to a better financial future.
We believe everyone deserves access to affordable credit. We aim to overcome the barriers created by the current FICO credit score system and the lack of integration and transparency among credit systems across countries and serve the financial needs of all college students in the US.
College students are underserved in the current market. Our main goal is to upend the idea that students can’t have access to credit by providing an excellent product and expert training.