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The leading provider of auto loans, leases, and personal loans for college students.

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Hi, we’re Boro, the leading platform for college students to get the auto loans, leases, and personal loans they deserve—all while helping to build credit.

We started our journey as an auto lending platform for international students in 2015. After talking with our customers, we realized that domestic students, young professionals, and new immigrants could all benefit from our products. So, we evolved into a data-driven consumer lending platform providing auto loans, personal loans, and auto leases for anyone without enough credit history to borrow from traditional lenders.

We are committed to providing affordable and convenient financing solutions to those who are denied credit by traditional lenders. By leveraging alternative data and machine learning techniques, we are revolutionizing the consumer financing industry.

Boro Features

We Provide Affordable Financing Options to All College Students.

While other companies focus on credit scores, co-signers, and social security numbers, we promote equality by taking a holistic view of each customer’s academic and financial history. We give domestic and international students the opportunity to build credit history early in life, leading to a better financial future.

We Hold on to Our Core Philosophy.

We believe everyone deserves access to affordable credit. We aim to overcome the barriers created by the current FICO credit score system and the lack of integration and transparency among credit systems across countries and serve the financial needs of all college students in the US.

We Are Revolutionizing the Consumer Financing Industry.

College students are underserved in the current market. Our main goal is to upend the idea that students can’t have access to credit by providing an excellent product and expert training.

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Michigan Regulatory Loan License (RL-0020249), effective February 12, 2016, issued by Department of Insurance and Financial Services. Contact info: Office of Consumer Finance, 530 W. Allegan Street, 7th Fl., Lansing, MI 48933-1521