Boro Helps You Build Credit

We report data to major credit bureaus like Transunion and Equifax. Every time you make an on-time loan payment it positively affects your credit score. All your on-time are reported to credit bureaus in accordance with Fair Credit Reporting Act (FCRA).

We have helped consumers build their credit from scratch and in many cases, we are the first real lender to offer a loan to our customers. It may take up to 30-60 days to see the data reflected on your credit report.

Get On Board Now Learn More

Auto Loan

Need a car for driving around campus and weekend adventures?
Boro has the perfect loan to fit your needs as a student.

Apply Now

Personal Loan

Whether its a new computer or a nice pair of shoes, a Boro personal loan can cover your purchase with low rates and easy monthly payments.

Apply Now

Auto Lease

Use a Boro Auto Lease to enjoy the benefits of car ownership without all the hassle. Currently available exclusively in California.

Apply Now

* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.

To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.