No SSN, credit history or cosigner required, as long as you hold U.S. Citizenship, Green Card, A5, C8, F1 / OPT, G, H1B, J1, L1, or O1 Visa. Finance your first car, a laptop or any other large purchases with Boro and build credit at the same time!
1. How does Boro decide loan approvals and interest rates?
Boro utilizes big data pricing model for underwriting process which decides loan approvals and interest rates.
* State restrictions may apply.
† To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.
‡ To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.