At Boro we believe that all college students – including international students – deserve the opportunity to build credit and access financial services.

Who We Serve

No SSN, credit history or cosigner required, as long as you hold an F-1 (OPT), H1B, O-1, L-1, J-1 visa or green card. Finance your first car, a laptop or any other large purchases with Boro and build credit at the same time!

Auto Loan

Variable rates start at 4.49% APR.

Apply for Your Auto Loan

Personal Loan

Variable rates start at 15.9% APR.

Apply for Your Personal Loan

Application Process

1. Find a Car and Apply Online
Choose a car from the dealership and complete your car loan application at Boro
2. Sign Loan Agreement
Get approved (in as little as two business days). Upload the required documents and e-sign the loan agreement
3. Drive It Home!
Make a down payment at the dealership and pick up your car!
1. Choose a Product and Apply Online
Choose the product you want to finance and complete your credit application online
2. Sign Loan Agreement
E-sign your loan agreement upon approval and set up your automated monthly payment
3. Get Your Funding
Money will be deposited into your bank account as soon as the same business day

$10,000 Scholarship
for International Students

We will grant $2,000 to 5 successful applicants.
Submit your application by November 20th.
Winners will be announced December 1st.

Learn More

Internationals Loan Reviews

Sultan A. - Akron, OH
University of Akron, bachelor's
Hina Shaikh - Berrien Springs, MI
Andrews University, bachelor's

Frequently Asked Questions

1. How does Boro decide loan approvals and interest rates?

Boro utilizes big data pricing model for underwriting process which decides loan approvals and interest rates.

* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.

To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.