Personal Loans that Fit Your Needs

Boro offers personal loans for college students. With low interest rates and fixed monthly payment plans, our loans can help you:

Fund Your Next Vacation

Fund Your
Next Vacation

Purchase Your Dream Item

Purchase Your
Dream Item

Take A New Class

Take a New Class

Cover Any Large Expenses

Cover Any
Large Expenses

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Loan amount from $1,000 to $3,000 *

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Monthly payment
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Loan amount Term APR starts at
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Checking your rate will not affect your credit score.

About Boro Personal Loans

You can apply for a personal loan online in just minutes. We do not require a social security number, cosigner, or credit history, making our personal loans an excellent choice for college students and professionals.

Build your credit score and fund important expenses with a personal loan from Boro. Contact us if you have any questions!

Application Process

1. Choose a Product and Apply Online
Choose the product you want to finance and complete your credit application online
2. Sign Loan Agreement
E-sign your loan agreement upon approval and set up your automated monthly payment
3. Get Your Funding
Money will be deposited into your bank account as soon as the same business day

Did you know? Boro is a better choice for college students

For College Students Boro Credit Card
Credit Limit $1,000-$3,000 $300-$1,000
Average APR 18.6% 24.1%

Am I Eligible for A Boro Personal Loan?

Eligibility Criteria:

  • 18+ and currently enrolled in a U.S. college or university
  • Minimum GPA of 2.0 for undergraduates or 3.0 for graduates
  • U.S. citizen, green card holder or F-1 / OPT / H1B / J-1 / L-1 / O-1 visa

Required Documents:

  • Identity documents: U.S. citizen or green card holder: Student ID Internationals: Passport and I20
  • Academic documents: Most recent transcript or your standard test transcript
  • Financial documents: Frequently used bank account in the U.S.
Check Your Rate Now

Checking your rate will not affect your credit score.

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Personal Loan Coverage

Alabama, Arizona, California, Florida, Illinois, Indiana, Iowa, Michigan, New Jersey, New York, Ohio, Utah, Washington, and Wisconsin.

If your state is not listed here, please stay tuned or contact us as we continue to expand to more locations in the U.S.

* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.

To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.