Personal Loans that Fit Your Needs

Boro offers personal loans for college students. With low interest rates and fixed monthly payment plans, our loans can help you:

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Loan amount from $1,000 to $3,000 *

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Checking your rate will not affect your credit score.

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About Boro Personal Loans

You can apply for a personal loan online in just minutes. We do not require a social security number, cosigner, or credit history, making our personal loans an excellent choice for college students and professionals.

Build your credit score and fund important expenses with a personal loan from Boro. Contact us if you have any questions!

Application Process

1. Choose a Product and Apply Online

Choose the product you want to finance and complete your credit application online

2. Sign Loan Agreement

E-sign your loan agreement upon approval and set up your automated monthly payment

3. Get Your Funding

Money will be deposited into your bank account as soon as the same business day

Did You know? Boro Is A Better Choice for College Students

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For College Students Boro Credit Card
Credit Limit $1,000 - $3,000 $300 - $1,000
Average APR 18.6% 24.1%

*Your actual rate depends upon multiple factors, including your personal profile, loan amount, loan term, and credit history if available. The APR ranges from 15.90% to 35.90%

Am I Eligible for A Boro Personal Loan?

Eligibility Criteria:

  • 18+ and currently enrolled in a U.S. college or university
  • U.S. citizen, green card holder or F-1 / OPT / H1B / J-1 / L / O-1 / G visa

Required Documents:

  • U.S. citizen: U.S. Driver's License or U.S. Passport
  • U.S. Green Card Holder: U.S. Driver's License; Green Card Image
  • Internationals: U.S. Driver's License; I-20 or other legal documents
  • Verify your bank with 3rd party vendor or provide your electronic bank statements to us
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Checking your rate will not affect your credit score.

Financing is complicate

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From financial tips, how-to guides and savings calculators, our resource center is filled with valuable to help you make better choices

International Student Personal Loans

At Boro we believe that all college students – including international students – deserve the opportunity to build credit and access financial services. In addition to providing loans for domestic students, we proudly provide loans for international students and expats. No SSN, credit history or cosigner required, as long as you hold an F-1 (OPT), H1B, O-1, L, J-1 visa or green card.

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Boro Personal Loan 101

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Boro Personal Loan Reviews

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Boro Personal Loan Reviews

Sarah H. - Los Angeles, CA
University of California, Los Angeles, bachelor's
Hina Shaikh - Berrien Springs, MI
Andrews University, bachelor's

Frequently Asked Questions

Need more help? Check our help center

1. What is the application process?

Choose a product you want and complete the online application (see apply now ). Upon approval, Boro will send over a loan agreement. Once you sign it and set up your loan repayment method, the loan proceeds will be deposited into your bank account as soon as the same business day.

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Personal Loan Coverage

Alabama, Arizona, Arkansas, California, Florida, Illinois, Indiana, Iowa, Michigan, Nebraska, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Utah, Washington, and Wisconsin.

If your state is not listed here, please stay tuned or contact us as we continue to expand to more locations in the U.S.

* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.

To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.