You can apply for a personal loan online in just minutes. We do not require a social security number, cosigner, or credit history, making our personal loans an excellent choice for college students and professionals.
Build your credit score and fund important expenses with a personal loan from Boro. Contact us if you have any questions!
|For College Students||Boro||Credit Card|
|Credit Limit||$1,000 - $3,000||$300 - $1,000|
*Your actual rate depends upon multiple factors, including your personal profile, loan amount, loan term, and credit history if available. The APR ranges from 15.90% to 35.90%
Checking your rate will not affect your credit score. ‡
At Boro we believe that all college students – including international students – deserve the opportunity to build credit and access financial services. In addition to providing loans for domestic students, we proudly provide loans for international students and expats. No SSN, credit history or cosigner required, as long as you hold an A5, C8, F1 / OPT, G, H1B, J1, L1, O1 visa or Green Card.Read more about international students
Choose a product you want and complete the online application (see apply now ). Upon approval, Boro will send over a loan agreement. Once you sign it and set up your loan repayment method, the loan proceeds will be deposited into your bank account as soon as the same business day.
Alabama, Arkansas, Florida, Illinois, Indiana, Iowa, Michigan, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, Utah, Washington, Wisconsin, New York, California, and Arizona.
If your state is not listed here, please stay tuned or contact us as we continue to expand to more locations in the U.S.
* State restrictions may apply.
† To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.
‡ To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appear after you sign your loan agreement and thus may affect your credit score.